Utah Online Payday Loans

Same day loans up to $3,000 for Utah residents

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This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This badge shows that Net Pay Advance is a 'state licensed direct lender'. In the center is the image of a bald eagle and 4 stars. This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark.

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Disclaimer: Eligible loan amounts vary per state regulation.

What you need to apply for online payday loans

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Be at least 18 years of age or older

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Bank account in your name active for at least 30 days

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Be a Utah resident

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Line of Credit

Access funds when you need them. With a revolving line of credit, you can draw from up to $3,000 and make monthly payments on your balance, like a credit card.

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Get unstuck in just a few clicks with Utah payday loans online

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Complete our simple and secure online application in minutes.

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Our team will review your application and give you an instant decision.

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Approved funds are directly deposited to your account the same day*!

Customers agree—we deliver the best online payday loansNeon green hand written checkmark

Our mission is to provide quick cash advance loans the same day. Read what over 8,000 people think about us!

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Trustpilot reviews from C that reads "The best payday advance. Can't ask for anything else." DM says "I must say by far the best payday loan place I've ever [worked] with.". LD says "This is by far the best loan company I have loaned from. The customer service reps are always so helpful."

Customers agree—we deliver the best online payday loansNeon green hand written checkmark

Our mission is to provide quick cash advance loans the same day. Read what over 8,000 people think about us!

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Rates and Terms

We are a state-licensed direct lender for online payday loans in Utah. See the rates and terms for our Utah line of credit.

Payday loans near me

Stop those paycheck blues and start living the life you deserve with our fast payday loans online. Our loans will help you get to Moab and back—and keep your finances on track. Here are just some cities in Utah we service.

Red/pink map pin drop icon Moab, Utah payday loan

Red/pink map pin drop icon Provo, Utah payday loan

Red/pink map pin drop icon Ogden, Utah payday loan

Red/pink map pin drop icon Orem, Utah payday loan

Red/pink map pin drop iconPrice, Utah payday loan

Red/pink map pin drop icon West Jordan, Utah payday loan

Red/pink map pin drop icon Vernal, Utah payday loan

Red/pink map pin drop icon Salt Lake City, Utah payday loan

Red/pink map pin drop icon Logan, Utah payday loan

Red/pink map pin drop icon Washington, Utah payday loan

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Quick and secure same-day payday loans up to $3,000.

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Why choose a state-licensed direct lender for payday loans online?

When you decide to get a loan in Utah, you want to choose a lender that can offer security as well as a quick process. Direct lenders will usually be more secure, faster, and simpler to work with than an indirect lender. Net Pay Advance is a state-licensed Utah direct lender. That means we offer more than top-tier security. Our goal is to deliver the best payday loan online experience possible in the “Life Elevated” state. Our team is also dedicated to providing a convenient loan process.

Top-tier security

We make security a priority. With us, your information is treated with the utmost respect. You can be assured that we will never sell your personal information to third parties. Instead, it is protected by the latest security software. Our team regularly undergoes training to make sure our processes stay up to date so we can offer online payday loans the same day.

Indirect lenders, on the other hand, often sell your data. That means your information has the potential to end up with a fraudulent party. You may receive offers for amounts you are not approved to borrow. More, you may not even know the party you are borrowing online payday loans from, despite where you applied. You don’t have to worry about that with Net Pay Advance.

When it comes to security, you have less to worry about with Net Pay Advance. You can feel confident that your information is guarded, and you won’t be receiving unsolicited mail. Our goal is to make sure you feel positively about your privacy and where your online payday loans come from. That’s more peace of mind for your money.

A light blue computer and smart phone are looked at under a magnifying glass. The computer says "state licensed" and "certified direct lender". The phone showcases a call with Net Pay Advance. The magnifying glass is light blue. It all sits on top of a yellow background. In the bottom left of the picture, there is a green, blue and white badge that says Net Pay Advance is a "state licensed direct lender". It has an image of eagle in the center.

Determine if a loan provider is a state-licensed direct lender in a few ways.

  • See if they state the information on their website
  • Call and ask if they can provide you with the license information

Simple application—quick same day loan

With a direct lender, you get high security and a fast process. After all, you don’t have time to sit around waiting for a decision on your application. You’ll find Net Pay Advance makes the process fast and pain-free. Get back on your feet fast. You can apply for payday loans online with no hard credit check in 5 minutes. You will get an instant decision. If approved, you can receive same day loans with a valid debit card on file. If you don’t have a valid debit card, you’ll receive a next-day deposit. We make the repayment process simple, too. Log into your account online or on our cash advance app at any time. You’ll be able to view your loan information all in one place. That’s less hassle to deal with than paperwork. You can also feel supported with a live customer service team. Call us with any questions about our quick payday loans online process.

Smart practices for your Utah cash advance

Every year, about 12 million Americans take out a small personal loan. That’s about 4 times the size of Utah! For some people, getting a cash advance is the quickest solution for their situation. When taking out a loan, it is important to be aware of some good loan practices to follow. Here are a few best practices to help you have a positive online payday loan experience.

A blue and green clipboard with a checklist of best practices when working with an online payday loan provider. There's a yellow checkmark in a blue box next to each of the following suggestions. The suggestions are in blue text and say the following: "Only borrow what you need. Work with one lender at a a time. Only borrow for emergency expenses. Repay your loan ASAP!"

• Apply for no more than the amount you need.

• Work with one payday lender at a time.

• Only use payday loans online for urgent expenses

• Repay your personal loan as soon as possible.

Repaying your payday loan online

Making repayments as soon as possible is one of the best practices to follow. Keeping this mindset can help you make payments on time and avoid late fees. At Net Pay Advance, you have the extra assurance of a due-date extension. You can extend your due date by up to 5 days for free!

We’re here to help when you’re in a bind. If you realize you will not have funds to make your payment on time, give us a call. We also offer a Promise-to-Pay (PTP) plan. Learn more about your repayment options any time with us.

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At Net Pay Advance, we’re all about helping you get back to what matters most. That’s why we offer a customer rewards program. When you work with us, you can earn points with simple tasks and redeem them for discounts.

Complete small tasks, earn points, and save money! It’s that simple. Our rewards program is just one of our many customer benefits. Apply now and discover why our customers think we provide one of the best online payday loans Utah!

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Learn more about why people say Net Pay Advance provides the best online payday loans in Utah!

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Frequently asked loan questions