Kansas Payday Loan – Licensed Online Loan

Quick cash advances up to $3,000 for Kansas residents

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This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This badge shows that Net Pay Advance is a 'state licensed direct lender'. In the center is the image of a bald eagle and 4 stars. This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark.

How much would you like to borrow?

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Disclaimer: Eligible loan amounts vary per state regulation.

What you need to apply for a payday loan:

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Bank account in your name active for at least 30 days

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Be a Kansas resident 

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At least 18 years of age

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Payday Loan

A payday loan is a small, short-term personal loan. Our simple and fast loans are usually paid back in about 7 to 31 days, when you get your next paycheck.

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Line of Credit

A line of credit account gives you access to cash when you need it. Draw from up to $3,000 and make monthly payments on your balance like a credit card.

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How to get our online loans in Kansas

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Complete our simple and secure online application in minutes. Once you hit submit, we’ll take care of the rest.

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Our team will review your application and give you an instant decision.

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Approved funds are directly deposited to your account the same day*!

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Our goal is to deliver the best online payday loans experience possible. See what over 8,000 payday loan customers say about us!

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Three positive payday loan Trustpilot reviews are showcased. They're white text on blue backgrounds. They're from JA, Josephine, and Tammy. They say they appreciated Net Pay Advance's easy repayment terms and friendly care. Each individual shares that Net pay advance helped them when they were in a bind, when they needed to receive their loan timely, and when no one else would give them a loan. Each are appreciative of the service they received from Net Pay Advance.
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Rates and Terms

We are a state-licensed direct lender for personal loans to Kansas residents. See our rates and terms for Kansas payday loans.

We provide all Kansas residents with secure online payday loans. These are just some cities in Kansas we service!

Red/pink map pin drop icon Payday loans Wichita, KS

Red/pink map pin drop icon Payday loans Topeka, KS

Red/pink map pin drop icon Payday loans Lawrence, KS

Red/pink map pin drop icon Payday loans Salina, KS

Red/pink map pin drop icon Payday loans Kansas City, KS

Red/pink map pin drop icon Payday loans Overland Park, KS

Red/pink map pin drop icon Payday loans Coffeyville, KS

Red/pink map pin drop icon Payday loans Hutchinson, KS

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Quick and secure same-day payday loans up to $3,000.

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Why choose a licensed direct payday loans lender in Kansas?

Borrowers benefit from choosing a payday loan direct lender like Net Pay Advance for many reasons. Primarily, direct lender payday loans offer security and privacy. As a Kansas licensed direct loan lender, Net Pay Advance has many security processes. An indirect lender, on the other hand, may sell your information to other parties. Your information may stay more secure with a lender like Net Pay Advance. Not to mention, the process is easier with us!

Direct loan lenders offer high security

When you borrow with a payday loan direct lender like Net Pay Advance, you don’t have to worry about us milling out your personal information. We do not sell your personal information. Instead, we have several processes in place to protect it. We use the latest security software to keep data secure. Our team is trained to handle all private information carefully.

When you borrow from an indirect payday lender, on the other hand, you may not know who has access to your information. Your information might even be sent to a fraudulent company! In addition, you will likely receive a lot of mail from these companies. They may send you offers that you will not be approved to borrow.

Choosing direct lender payday loans in Kansas is really the best choice for the smart consumer. Work with a licensed direct lender for your payday loan Kansas needs. When you borrow with a direct lender like Net Pay Advance, your personal information stays safe.

A light blue computer and smart phone are looked at under a magnifying glass. The computer says "state licensed" and "certified direct lender". The phone showcases a call with Net Pay Advance. The magnifying glass is light blue. It all sits on top of a yellow background. In the bottom left of the picture, there is a green, blue and white badge that says Net Pay Advance is a "state licensed direct lender". It has an image of eagle in the center.

You can check if a loan provider is a state-licensed direct lender in two ways.

  • See if they list the information on their website
  • Call them for more information about their licenses

Easy Loan Application Process

Our process is simple. We provide Kansas payday loans with no hard credit check. We give your application an instant decision. Then, we deposit your loan amount with fast funding. We also make repayment convenient. At every point during the Kansas payday loan process, you can log onto your account. There, you can view your account information and loan agreement. You can also call us to speak with a live representative. The process is that easy!

Smart practices for payday loans in Kansas

Our online payday loans are convenient because we have no hard credit check. Plus, applying for our payday loans online is easy, too. For some, getting a quick payday loan is the best choice for their situation. There is a reason that, each year, almost 12 million Americans choose a personal loan. Nonetheless, it is important to treat your short-term personal loan a little differently than other types of cash. Here are a few good loan practices.

A blue and green clipboard with a checklist of best practices when working with an online payday loan provider. There's a yellow checkmark in a blue box next to each of the following suggestions. The suggestions are in blue text and say the following: "Only borrow what you need. Work with one lender at a a time. Only borrow for emergency expenses. Repay your loan ASAP!"

• Apply for only the funds you need to cover an emergency expense. It can be hard to turn down extra cash, but only taking what you need can help keep expenses down.

• Work with just one payday lender at a time. This will help you avoid snowball debt or debt cycles.

• Use online Kansas payday loans for emergency expenses only.

• Repay your personal loan amount as soon as possible.

Direct loan lenders offer high security

Another good payday loan practice is to pay back your loan as soon as possible. It keeps expenses down by avoiding potential late fees. At Net Pay Advance, we are here to help our Kansas customers. If you realize you will not have funds in time, you can also extend your due date by three days for free! You can give us a call or go online and set it up on your account. If three days is not enough time, we can also offer a free Promise-to-Pay (PTP) plan that allows you to break up the payment into smaller, more manageable amounts. Learn more about your options here.

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Here is one more piece of advice for the smart consumer: stick with one payday loans Kansas lender. Once you have lent with a company, you start to understand the process and level of security. You do not have to risk going back out and sending your personal information to a bunch of other lenders. Working with just one lender can help provide peace of mind. At Net Pay Advance, we offer a free rewards program to our customers. Earn points and redeem them for awesome discounts!

See Rewards Program
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Discover why our customers think we provide one of the best online payday loans in Kansas

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Frequently Asked Questions