How do online loans work at Net Pay Advance?

Getting a personal loan online can come in many different forms – payday, installment or line of credit – but they all follow a similar process at their core. Follow the journey from start to finish, here!

How do online loans work at Net Pay Advance?

Getting a personal loan online can come in many different forms – payday, installment or line of credit – but they all follow a similar process at their core. Follow the journey from start to finish, here!

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1. COMPLETE AND SUBMIT AN ONLINE LOAN APPLICATION IN MINUTES.

Get your cash fast. Approved applicants can qualify for instant funding.

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2. LOAN APPLICATIONS ARE REVIEWED IN SECONDS.

Download the Net Pay Advance App

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Screenshot of app with google play button
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Step 3 mobile Sign

3. RECEIVE A LOAN DECISION, INSTANTLY.

Denied applicants can reapply in 60 days.

Congratulations! Approval means you can get paid fast—and get back to what matters in no time.

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ACH

Funds are directly deposited to your bank account the next business day.

Instant Funding

Instant funding available with eligible debit card!

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5. USE YOUR MONEY FOR WHAT YOU NEED!

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6. MAKE A PAYMENT ON YOUR NEXT APPLICABLE PAY DATE.

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Payment due date extension options available.

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7. LOAN PAYMENT IS SUCCESSFUL!

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Accounts that are in good standing without any past due payments are eligible to re-apply. Utilize us as a resource in the future if an emergency expense arises again. Earn rewards and cash in on discounts. We are here for you in your time of need!

Apply Now