What do I need to apply?
You must be at least 18 years of age or older
A bank account in your name & open for over 30+ days
Be a Texas resident
Personal loan options for Texas residents
The application process takes only a few minutes. You’ll have an instant decision the same day. Deposits are fast, too. We believe in same-day loans. See why 8,000+ customers recommend us!
How to get our Texas payday loans online
Complete our simple and secure online application in minutes. Once you hit submit, we’ll take care of the rest.
Our team will review your application and give you an instant decision.
Approved funds are directly deposited to your account the same day*!
Why choose licensed lender Net Pay Advance for Texas payday loans
Check that your lender is state-licensed:
- See if they list the information on their website
- Call them for more information about their licenses
Our payday loans offer high online security
Being a customer with Net Pay Advance means you can get your money fast—and enjoy some great perks. Check out all the benefits.
No hard credit check
Free due date extensions
Mobile app available
Rewards program & discounts