More than an Online Payday Loan Company

Our processes are simple, secure and trusted.

NetPay Advance online payday loan, Fash cash company

Quick & Secure Loans
When You Need Them

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State Licenced Direct Lender

State Licensing

Net Pay Advance is an online payday loan company who is accredited through the Better Business Bureau in California and Texas.

Net Pay Advance is an online payday loan company that is a State Licensed Direct Lender by the California Department of Business Oversight. We follow all state regulations for personal lending in the state of California.

Net Pay Advance is a Credit Services Organization licensed by the OCC of Texas. We follow all state regulations for personal lending in the state of Texas.


Privacy Policy

What does Net Pay Advance Inc. (NPA Inc.)
do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account balances and payment history
  • Credit history and credit scores

All financial companies need to share their customer's personal information to run their everyday business. See below for further information. 

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  • Everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders or legal investigations, or to report to credit bureaus.
  • Marketing purposes - to offer our products and services to you.

We collect your personal information when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e. computer virus protection software, firewalls, 128 bit Secure Socket Layer) only authorized employees have access.

Opt Out
If you would like to limit our sharing, you have the option to opt-out. You can do so by filling out the
opt-out form and mailing it to us or by calling Toll Free 1.888.942.3320 at any time.


Conflict Resolution

If you are unhappy with your service at Net Pay Advance, please reach out to us. We will do our best to resolve any issues.

Our compliance department can be reached at 1.316.333.6603, Monday through Friday, 8:00 AM CST to 5:00 PM CST.



Apply Now To Get Cash Fast

Loans approved before 5:30 PM PT today will be deposited on Tuesday, October 20, 2020.

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By submitting your information you understand and agree to our Privacy Policy and Terms of Use.

California residents: By using this site you acknowledge disclosure of your rights under the California Consumer privacy protection act of 2018 as disclosed in our California Resident’s Privacy Policy Addendum.

Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.

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