Quick & Secure Loans
When You Need Them

Simple Secure Trusted
State Licenced Direct Lender


Your payday loans, on the go.

Access your Net Pay Advance account any time or anywhere right from your device.


Our new app gives you the tools to manage your loans right from your mobile device. It’s always safe, secure, & convenient!


List of amazing features

Apply for a loan

Need a loan quick but don't have access to a computer? We've got you.

Make payments

Simple 3 tap process with your cards saved for your convenience.

Change your due date

No need to call. Change your due date right at your fingertips!

View important documents

Access your documents, anytime, anywhere.


Loan extensions made simple.


Unable to make your payment? No problem.
With a few taps, you can instantly extend your due date between one to three days.


Extensions longer than three days are a one-time courtesy, so be absolutely sure you’re ready to use it! Keep in mind that you will be required to sign updated contracts about your new due date.


Need more information on payment extensions? Click here.



Designed with you in mind.

Available on both Apple and Android.


We strive to make sure that our customers receive the same level of quality whether it be through customer service or user experience.


With our simple navigation and intuitive design, there is no learning curve. Easily find your loan history, VIP status, referral history, documents, and much more!

Download the Net Pay Advance App today.     

By submitting your information you understand and agree to our Privacy Policy and Terms of Use.

California residents: By using this site you acknowledge disclosure of your rights under the California Consumer privacy protection act of 2018 as disclosed in our California Resident’s Privacy Policy Addendum.

Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by: the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law; The Texas Office of the Consumer Credit Commissioner pursuant to Chapter 393 of the Texas Finance Code: Credit Services Organizations; and The Office of the Kansas State Banking Commissioner pursuant to The Kansas Uniform Consumer Credit Code.