Net Pay Advance Is a Legit, Trusted Payday Loan Provider [UPDATED May 2022]

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Is Net Pay Advance legit? Answers to all your questions

We’re helping between pay cycles 

Our mission is clear.  

We’re using secure technology to give you access to money when you need it. 

We’re answering the call. Most people only need $250 to make ends meet. Why make them wait for it? To give everyday people financial peace, we’re taking our secure technology online to put a trusted payday loan provider in every neighborhood in California, Kansas, and Texas

We’ve blended the best qualities of a trusted payday lender and built the best one-stop-shop online for same day payday loans. With Net Pay Advance, there’s a trusted lender in your neighborhood. 

Better borrowing. Better service. Better security

One click for a better lender.

We’re the real deal

 We’re real people helping real people.

Office images

Good customer service is the foundation of our company. Nobody knows that better than our customers. Word has it, we’re doing pretty good. On Trustpilot, we’re a fan favorite. 

Trustpilot is a customer review service. It’s similar to Yelp or Google Reviews. But Trustpilot is different in that it has a verification process. That means real reviews from real customers. 

Did we mention we’re kind of a big deal? For one, we have over 8,000 (and counting) 5-star reviews. Plus, we’re also one of the best-ranked short-term lenders on Trustpilot. Those piping hot numbers mean a lot to us. But it’s the honest and unfiltered reviews that drive us to keep going. Keep going.

5-star reviews of Net Pay Advance on mobile

We’re blown away by kind words, like these from Maria, who said, “I cannot believe the great customer service this company has and how comfortable they made me feel.” That gives us warm, fuzzy feelings. 

We love knowing we’ve made a difference. We were overjoyed to hear from Michelle, who thanked us for our easy same day payday loan process: “Needing emergency dental work I needed an advance from my paycheck and didn’t need the hassle or stress of going anywhere. This was perfect.” 

And we’re delighted to hear when others find relief with our help. Like with Sabrina, who gave Net Pay Advance the most perfect shout out. She said, “You have saved my sanity on several occasions and took the stress out of my life with your help.” And from Colleen, who thanked us “for making life a little easier.” 

At Net Pay Advance, we celebrate our reviews. Seeing reviews come in reminds us we’re doing what we set out to do—help everyday people. Our customer reviews also help others find peace of mind when borrowing. Nobody likes asking for help. But our objective is to make the borrowing process as simple and pain-free as possible. 

5-star reviews of Net Pay Advance on laptop computer

Everyone should leave with a positive experience. As we cultivate new reviews, we stop and read every single one. Then we ask: How can we do better? Thanks to you, we’re learning and getting better every single day. 

Here’s a little more on our Trustpilot score. Trustpilot is designed to help judge the legitimacy of a business. Based on verified customer reviews, Trustpilot awards points for an overall TrustScore. Ours is 4.9 out of 5, making us a stand-out lender in the eyes of our customers.  

We’re with you where you are   

We’re in your neighborhood. 

Find us from your couch. From the gym. Or at work. 

Or even on the go. Net Pay Advance is with you where you’re at.  

We’ve built our business online. We did this to help as many people as possible. Every day, we’re doing more to keep the process accessible to anyone who needs it, while keeping you safe.  

Today, we’re not only online. We’re on your phone. With the Net Pay Advance app, you can manage your account, make payments, and change your due date—all at your fingertips. 

You can use us and get the same great  (if not better) service than a traditional brick-and-mortar payday lender. Not to knock those providers, but you might not know what you’re getting with them. We’re secure and trusted. 

Want a same day loan? Our application process takes just minutes, and we provide an instant loan decision. If you have a valid debit card on file, you’ll receive an instant deposit. If you don’t have a debit card on file, we’ll deposit the funds in one business day—usually an hour or two after you wake up in the morning. That’s fast, convenient, and simple. That’s borrowing better. 

Rubie says: “Great fast service. They give you a loan in minutes. No run around straight to the point.” 

How It Works infographic

We’re safe with your information

At Net Pay Advance, we’ve set out to make borrowing simple and secure. 

Trust isn’t something you give away. Trust is earned. So we take extra steps to secure your information and earn your trust. Security is at the center of everything we do.  

Security Center Shield

To protect your information, we adopt security measures. These include:  

  • multi-factor authentication 
  • internal controls  
  • premier staff training 

We have equipped our systems with best-in-class security software to keep all customer information private. Unlike other lenders, we don’t share your information. Some lenders like to sell your information to the highest bidder, but that’s not our game. 

Our organization goes beyond compliance standards, running system checks hourly, daily, and weekly. The other guys don’t do this.

Net Pay Advance logo

We have the answers to your payday loan questions  

Net Pay Advance is the simplest and fastest payday loan provider online. Every day, we’re helping simplify the borrowing process and get money in the hands of people who need it. 

When Wes needed extra money before payday, Net Pay Advance was there. He says, “The process literally took 5 minutes to apply, [I] was approved 15 minutes later, and received funding the next day.”  

Loan applications are simple, and require no hard credit check. Net Pay Advance customer Jordynne knows all about that. She said that we’re “great at giving chances to those who have made mistakes in the past but now want to make good on their loans …”

Join the thousands who have found the better lender. Apply comfortably with Net Pay Advance.

One click for a better lender.

Apply for a payday loan with no hard credit check, today.

Net Pay Advance is a licensed loan provider, locally owned and operated in Wichita, Kansas. Our No. 1 priority is helping you, the customer, by providing access to the cash you need and helping support financial independence goals with valuable, informational, and entertaining content. Stay up-to-date on our posts by following the Net Pay Advance Facebook, Instagram, and Twitter pages. Our organization is committed to transparency; learn more about our authors and editorial policy. The information provided within this blog is for educational purposes only and should not be construed as financial or legal advice. Please contact us if you have any questions.

4 thoughts on “Net Pay Advance Is a Legit, Trusted Payday Loan Provider [UPDATED May 2022]”

    1. Thanks for the feedback Kashauna! We’re a state-licensed lender in California, which means we’re held to higher state and federal regulations. There are certain rules and regulations we follow. Under CA law, our license only allows us to offer single-pay loan products.

  1. Was wondering where my payment history went after I paid off my loan (disappeared) I never saw my zero balance for confirmation. It could be I am not looking in the right place???

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