Don’t wait to get the cash you need—finish your application!

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Shield-shaped badge: Net Pay Advance is simple, secure, and trusted. Shield-shaped badge: Net Pay Advance officially has over 8,000+ 5-star customer reviews on Trustpilot. Circle badge with pad lock imagery: Net Pay Advance is confidential and secure. Green and blue badge with mouse pointer and speedy clock icon: Net Pay Advance provides fast online payday loans.
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1. Log in and pick up where you left off

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2. Finish application—you’re almost there!

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3. Receive your funds fast

Don’t wait to get the cash you need—finish your application!

This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark. This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. Fast online payday loans green seal showing a rotating arrow
blue profile placeholder icon

1. Log in and pick up where you left off

green checkmark icon

2. Finish application—you’re almost there!

Orange dollar sign icon

3. Receive your funds fast

Complete Application

When you’re faced with unexpected expenses, you don’t have time to waste.

Log in to complete application

Submit your application now to get quick cash today* for:

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Medical expenses

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Emergency travel

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Unexpected bills

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Small car or home repairs

That awful late" notification you see when you have a late fee.

Avoiding late fees

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Fast funds—no hard credit check

When you’re faced with unexpected expenses, you don’t have time to waste.

Submit your application now to get quick cash today* for:

Medical red cross plus sign.

Medical expenses

Blue plane icon.

Emergency travel

Surprise mail or email.

Unexpected bills

Wrench and screwdriver in X-pattern to represent expensive repairs.

Small car or home repairs

That awful late" notification you see when you have a late fee.

Avoiding late fees

Icon of a green dollar bill with lightning to represent fast funds.

Fast funds—no hard credit check

Log in to complete application

With Net Pay Advance, get same-day loans fast—and easily.

We have a simple application that takes just a few minutes to fill out. Plus, we don’t do a hard credit check. What are you waiting for? Hover over the cards below to read about why others needed Net Pay Advance.

With Net Pay Advance, get same-day loans fast—and easily.

We have a simple application that takes just a few minutes to fill out. Plus, we don’t do a hard credit check. What are you waiting for? Hover over the cards below to read about why others needed Net Pay Advance.

Luna the family pet got sick and needed to go to the emergency vet! However, her owners didn’t have the funds on hand for the bill. They filled out an online application with Net Pay Advance and were approved instantly. With a valid debit card on file, they received access to money with an online payday loan that day. Her owners paid off the loan based on their payday schedule. Luna got her treatment and was back to her regular self in no time!

Read Luna’s story

Poor dog with a broken paw. If you click this, you'll be able to read about how Luna's parents were able to use an online payday loan to pay for the emergency vet.

Stacey got a flat tire! She needed her next paycheck to replace the tire—but she needed a new tire to get to work to get paid. Talk about a catch twenty-two! Stacey had enough money to cover some of the expense but needed a little more to cover the rest and get by through the week. Stacey applied for exactly what she needed: a $255 payday loan online with Net Pay Advance. She used the promocode 10COIN at her application for 10% off! (Hint hint – you can use this code, too). Since she had a valid debit card, she received the money that day. Not only that, she was also able to repay her loan with her next paycheck.

Read Stacey’s story

A flat tire. If you click this, you'll be able to read about how Stacey was able to get a convenient online payday loan so she could replace her tires and keep working.

Mike, unfortunately, had to attend a funeral in another state. He needed to get plane tickets that week to be there with his loved ones. He applied for a loan a few places but didn’t have the credit needed. The denials were upsetting. He applied online with Net Pay Advance since they don’t consider credit. The application took 5 minutes to complete, and he got an instant decision: approved! Mike didn’t have a valid debit card that accepted same-day funds. So instead of instant pay, he received his funds the very next business day, via direct deposit. With that help with cash, Mike was able to buy his tickets and see his family. Since repayment was based on his payday schedule, it made repayment easier than other loans.

Read Mike’s story

A plane taking off. If you click this, you'll be able to read about how Mike used an online payday loan for an emergency trip.

Repayment terms and max loan amounts depend on your state. See your state.

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Our online payday loans help you get the most out of your time.

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Quick decision

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Instant funding option

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Fast deposits

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No hard credit check

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Unmatched payday loans online

Lightning strike icon. Net Pay Advance offers fast funding.

Same-day funding option*

Unlike other lenders, we can offer you money quickly. With our instant funding, you could get cash in just 15 minutes! You just need a valid debit card on file. Available 24/7!

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Instant decision

We give your application a decision immediately. No more waiting around like with other lenders. Apply any time of day, and get a response in seconds.

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Online ease

Online makes it quick and easy. From applying to repaying, you can manage your loan from the comfort of your home. Plus, our mobile app makes it easy to manage your loan on the go.

Crossed out credit score. Net Pay Advance offers loans with no hard credit check.

No hard credit check

Don’t hurt your credit score by applying with lenders who do hard credit checks. Your credit won’t be hurt by applying with us. We work with customers with bad credit, good credit, or no credit.

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Net Pay Advance

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Net Pay Advance

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Other lenders

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Net Pay Advance

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Other lenders

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Net Pay Advance

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Other lenders

Log in to complete application

Unmatched
payday loans online

Lightning strike icon. Net Pay Advance offers fast funding.

Same-day funding option*

Unlike other lenders, we can offer you money quickly. With our instant funding, you could get cash in just 15 minutes! You just need a valid debit card on file. Available 24/7!

Green Check Mark

Net Pay Advance

Red Cross Icon

Other lenders

Speedy stopwatch. Net Pay Advance offers instant decisions.

Instant decision

We give your application a decision immediately. No more waiting around like with other lenders. Apply any time of day, and get a response in seconds.

Green Check Mark

Net Pay Advance

Red Cross Icon

Other lenders

Online mouse pointer. Net Pay Advance is online.

Online ease

Online makes it quick and easy. From applying to repaying, you can manage your loan from the comfort of your home. Plus, our mobile app makes it easy to manage your loan on the go.

Green Check Mark

Net Pay Advance

Red Cross Icon

Other lenders

Crossed out credit score. Net Pay Advance offers loans with no hard credit check.

No hard credit check

Don’t hurt your credit score by applying with lenders who do hard credit checks. Your credit won’t be hurt by applying with us. We work with customers with bad credit, good credit, or no credit.

Green Check Mark

Net Pay Advance

Red Cross Icon

Other lenders

Log in to complete application
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Apply now and see why customers love us.

Getting quick payday loans online for your financial needs is easy with Net Pay Advance. Don’t wait any longer! Submit your application and see why thousands of customers LOVE Net Pay Advance.

Log in to complete application
Three separate 5-star reviews from Net Pay Advance customers contained in three white speech bubbles. The reviews highlight Net Pay Advance’s amazing customer service team and how easy their online payday loans process is.
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Apply now and see why customers love us.

"Net Pay Advance has been extremely helpful! I will always go to them if I need a loan. Their customer service is outstanding and quick to help! I will always recommend them over any other loan company!" - Gabby
"I was in a bind financially and Net Pay Advance [was] there to help me. They made it super easy, convenient and very discreet. I highly recommend this company if you ever find yourself in a financial bind like I was. I will definitely use them again if ever in a bind again!" - C.
"Everything was done in a timely and professional manner. Abby, your representative, was very courteous and a great help. I have already recommended your company to my family and friends." - Patsy

Getting quick payday loans online for your financial needs is easy with Net Pay Advance. Don’t wait any longer! Submit your application and see why thousands of customers LOVE Net Pay Advance.

Log in to complete application