Are same-day loans available in Texas? Let’s Find Out! 

Blog article image text reads "Are same-day loans available in texas?"

Most people want the convenience of same-day loans and Texans are no exception

Do you live in Texas? Like plenty of others, do you wonder if you could get a same-day loan? If you answered yes to both questions, you’re in for a treat! Yes, same-day loans are available to Texas residents. Sometimes people need cash, and they don’t have the time to wait around. At Net Pay Advance, we completely understand this and do what we can to speed up the loan process. 

Can I get a loan in 1 day? 

Forget just one day. It’s possible to get an instant loan within minutes of applying. If you’re looking to get a direct deposit “loan the same day” you apply, look no further than Net Pay Advance.  

A lot of places talk about same day loans, but then they require you to apply early in the morning, or it turns out they’ll get back to you in 24 hours instead of today. It’s frustrating if you need an “emergency same-day loan” for something that simply can’t wait. Life happens and it could be a cash-up-front veterinarian bill, a car repair, or wanting to avoid a late fee. Net Pay Advance can help with these.

How can I instantly borrow money in Texas?

You’ll want to work with a payday lender like Net Pay Advance. We have a speedy application process and even faster transfer of funds. Our customers like it speedy – we try to provide a speedy service! We know our customers sometimes need an “emergency same-day loan” and we try to provide that with fast, friendly, and convenient service. 56% of Americans fall short when they run into an emergency expense of $1,000.

Infographic text reads " Almost 60% of Americans can't cover $1000 in emergency expenses"

How fast is your application?

Texas residents can complete our application online fast. We mean, really fast. It only takes about 5 minutes to fill out. 

Customer review from Tiffany – text says “It's an easy and fast application and you get your money fast. Customer service is great and they respond quickly to any problems or questions you may have."
“It is an easy and fast application, and you get your money fast. Customer service is great, and they respond quickly to any problems or questions you may have.” – Tiffany  
Customer review from Patsy – text says “Easy and fast application, approval, and deposit in my account."
“Easy and fast application, approval, and deposit into my bank account.” – Patsy 

Is there a credit check for the same-day loans?

Contrary to popular belief, “no credit check loans with same day deposit” doesn’t truly exist – lenders often run what’s called a soft credit check. This check is just used to confirm your identity, and it won’t impact your credit score. At Net Pay Advance your credit doesn’t matter to us. You’re more than your credit score. We offer same-day loans for bad credit, good credit, or no credit.  

Do your online payday loans have same day deposit? 

Yes, we offer payday loans online with same day deposit for those with a valid debit card on file. Since we’re an online company, instead of fast cash, we offer fast deposits right to the bank account of your choice!  

Customer review from Barbara – text says "A very reliable company, that makes the process easy. I have already recommended your services to many people…"
“A very reliable company, that makes the process easy. I have already recommended your services to many people…” -Barbara  

Do you consider Net Pay Advance to be the “easiest loan to get right now”? 

Hard to answer without tooting our own horn. So, we’ll let our customers speak on our behalf.  

Customer review from Timothy – text says "This is the easiest payday loan company I have ever seen or used. What I found absolutely amazing is they were able to transfer funds instantly because I have a valid card on file..."
“This is the easiest payday loan company I have ever seen or used. What I found absolutely amazing is they were able to transfer funds instantly because I have a [valid] card on file…” -Timothy  
Customer review from Norman – text says "Easiest loan I have ever applied for"
“Easiest loan I ever applied for.” – Norman  
Customer review from Melissa – text says "This is the easiest payday loan I have ever used. Without the ability to apply at any time of the day for a payday loan, I wouldn’t make it sometimes. I like how everything is immediate, no wait time!"
“This is the easiest payday loan I have ever used. Without the ability to apply at any time of the day for a payday loan, I wouldn’t make it sometimes. I like how everything is [immediate], no wait time!” – Melissa

Our customers seem to agree that Net Pay Advance provides “the easiest payday loan” in Texas. 

Can you get an installment loan the same day? 

Yes, Net Pay Advance offers “Texas same-day installment loans”. To clarify, Net Pay Advance does offer same-day installment loans as well as payday loans in Texas. You can see a full list of Net Pay Advance’s same-day  online loans. Please note that you can’t take out more than one loan with Net Pay Advance at a time. 

Take a look at what customers have to say about our installment loans: 

Customer review from Clara – text says “I was able to apply [and] get approval. [Then] they direct deposit funds to my bank account. I didn’t have to leave my home.”
“I was able to apply [and] get approval. [Then] they direct deposit funds to my bank account. I didn’t have to leave my home.” – Clara
Customer review from Debra – text says “[It’s hard] when you have messed up your credit… It is so great to see that Net Pay Advance realizes that we are human and gives us another chance. For this, I am extremely grateful. I also like the fact that you can get an installment loan and/or payday loan.”
“[It’s hard] when you have messed up your credit… It is so great to see that Net Pay Advance realizes that we are human and gives us another chance. For this, I am extremely grateful. I also like the fact that you can get an installment loan and/or payday loan.” – Debra

And before you ask –  

Can you get a same-day installment loan? 

Okay, I see you cut to the chase. Yes, Texas customers can apply for a same-day installment loan with Net Pay Advance. Again, all you need is: 

  • A valid debit card on file  
  • A bank associated with debit card that accepts instant funding  
  • To select the debit card autopayment option when signing your contract 

Approved funds are credited to your account in seconds! 

Conclusion

Most of us have been in situations where we needed money. Borrowing from friends or family isn’t always an option for everyone. To make things more complicated, there are times when you need money ASAP! If you ever find yourself needing money fast, Net Pay Advance is there for you. Apply today for same-day funds.  

<strong><a href="https://www.netpayadvance.com/authors/anna-thakur/">Anna Thakur</a></strong>
Anna Thakur

As someone that spent a lot of time reading as a kid, I was deeply intrigued by the written word from an early age. My first full-time job post college was writing content for high-end fashion websites. Following my graduation from the MBA program at Pittsburg State University, I found employment in Marketing. For the last couple of years, I have been creating content on several platforms. I am a proud dog-mom to my black labs – Sky & Harry Potter (took fangirling to a whole new level there!), a connoisseur of Indian cuisine, a mediocre artist, and a reality TV addict.

Net Pay Advance is a licensed loan provider, locally owned and operated in Wichita, Kansas. Our No. 1 priority is helping you, the customer, by providing access to the cash you need and helping support financial independence goals with valuable, informational, and entertaining content. Stay up-to-date on our posts by following the Net Pay Advance Facebook, Instagram, and Twitter pages. Our organization is committed to transparency; learn more about our authors and editorial policy. The information provided within this blog is for educational purposes only and should not be construed as financial or legal advice. Please contact us if you have any questions.