Net Pay Advance is more

than your average online loan provider.

NetPayAdvance Direct Lender Resources

Quick & Secure Loans
When You Need Them
Simple Secure Trusted
State Licenced Direct Lender

The Net Pay Advance VIP treatment is more than just great service, we offer our loyal customers benefits that other lenders don't provide.

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20/20 Referral Program

Earning extra cash has never been so easy! Give a gift, Get a gift —with our 20/20 Referral Program.

 How it Works:

  1. Log into your Net Pay Advance account and click the "REFERRALS" tab.
  2. Share your unique URL or unique referral code with friends and family that haven't experienced the Net Pay Advance VIP treatment!
  3. $20 is added to your balance when your referral's loan is approved and successfully funded!
  4. They enjoy 20% off finance fees for their first loan.
  5. Check your balance and track your referral history at any time.
  6. The 15th of every month we will automatically deposit your balance from the previous month into the bank account that you have on file.

There's no limit to the number of referrals you can send, so the more you share the more cash you could receive!

This 20/20 Referral Program is exclusive to www.netpayadvance.com and is subject to change without notice. Current program terms listed on www.netpayadvance.com supersede any previous terms of this program.

 How it Works

*Applies to qualified loans progressing from July 10, 2017.
 

 

VIP Program

Paying off your payday loan on time has its advantages. Climb up the ladder and earn discounts when you loan with Net Pay Advance. Starting at VIP all the way to Superstar, the savings continue to grow.
 

VIP ⇔
Standard Rates
Arrive as a customer and leave as a VIP. This level is the first stage of the rewards program. Customers who are loaning here pay the standard fees.

ELITE ⇔
15% Discounted Rates*
Customers who successfully loan 5 times without going into collections will move to Elite status. Here the customer receives a 15% discount on fees for their 6th loan.

CELEBRITY ⇔
25% Discounted Rates*
Customers who successfully loan 10 times without going into collections will move to Celebrity status. Here the customer receives a 25% discount on fees for their 11th loan. 

A-LIST ⇔
35% Discounted Rates*
Customers who successfully loan 15 times without going into collections will move to A-List status. Here the customer receives a 35% discount on fees for their 16th loan.

SUPERSTAR ⇔
45% Discounted Rates*
Customers who successfully loan 20 times without going into collections will move to Superstar status. Here the customer receives a 45% discount on fees for every 5th loan beyond the 20th.

*Applies to qualified loans progressing from July 10, 2017.
 

How it Works:

  • All customers are automatically enrolled in the VIP Program once successfully funded.
  • Pay back your balance by your due date to move forward in the program.
  • Log in to your account to track your progress!
  • Unable to meet your payment deadline? We understand. Pay back your balance within 30 days to only drop down one VIP level.
  • Past due balances that are not paid within 30 days will go back to VIP status.

 

This VIP Program is exclusive to www.netpayadvance.com and is subject to change without notice. Current program terms listed on www.netpayadvance.com supersede any previous terms of this program.

 

 

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Loans approved before 5:30 PM PT today will be deposited on Thursday, December 13, 2018.

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Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law