Quick & Secure Loans
When You Need Them

Simple Secure Trusted
State Licenced Direct Lender

exclamation mark in circle  Reminder: Monday 09/07 is a bank holiday. Funding will be delayed an additional day.

Easy Start
I have a middle name
Your Information
Your password must be a minimum of 7 characters and must contain at least 1 number and 1 letter

If you would like to receive notifications sent to your mobile device from number 88571 regarding the status of your application with Net Pay Advance, please provide your phone number below:
We will send you 4 msgs/month. Message & data rates may apply. text HELP to 88571 for help and STOP to no longer receive alerts from 88571. If you do not wish to receive these notifications, please leave this field blank. Review our Privacy Policy and Terms of Use here.
You may send a text message for cell phone verification. Message and data rates apply.

Your Income
Please wait...
Is this correct?
Your selected pay date may not be your loan due date. Your loan contract will include the actual loan due date.

Do you have Direct Deposit?

Are you in active bankruptcy or planning to file bankruptcy in the next 30 days?

Your Debit Card


Saving your debit card now means:

  • You may qualify for a BIGGER loan
  • You won't have to wait for your payment to clear
  • When your loan comes due, we'll automatically charge your card
Name and Address as it appears on your card.
Your Bank Account
You must be the account owner or joint owner

Is it Savings or Checking?

How long have you had this Account?

You're Pre-Qualified for up to

Choose your Loan Amount:

Military Status
Federal law provides important protections to active duty members of the Armed Forces and their dependents. To ensure that these protections are provided to eligible applicants, we require you to sign one of the following statements as applicable:

Legal Stuff

Warning: It is important to fill out this form accurately. Knowingly making false statements on a credit application is a crime.

I have read, understood and agree to the Privacy Policy
I authorize Net Pay Advance, Inc. (“NPA”) or its contractors and affiliates to contact any persons or companies to verify information Net Pay Advance, Inc. may require now and in the future, while attempting to perform credit services for me or recovering any debt due to NPA. I authorize NPA or its contractors and affiliates to request and receive credit reports from time to time pertaining to me from any Consumer Credit Reporting Agency. Nothing herein contained shall require NPA to extend credit services to me.
I have read, understood and agree to the Consent to Electronic Disclosures

Loans approved before 5:30 PM PT today will be deposited on Monday, September 28, 2020.

Loans approved after 5:30 PM PT today will be deposited on Tuesday, September 29, 2020.


Apply Now To Get Cash Fast

Loans approved before 5:30 PM PT today will be deposited on Monday, September 28, 2020.

I have a middle name
direct lender

By submitting your information you understand and agree to our Privacy Policy and Terms of Use.

California residents: By using this site you acknowledge disclosure of your rights under the California Consumer privacy protection act of 2018 as disclosed in our California Resident’s Privacy Policy Addendum.

Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.

Talk with an Expert Now
Click to Chat