Why the Net Pay Advance App Is the Best App for Cash Advances

woman looking at phone that has the Net Pay Advance loan app login screen

Need some extra cash? We’ve all been there!

Sometimes life happens and you find yourself in a financial pickle. It could be an unexpected bill or an emergency that throws off your budget. A little extra cash in times of need can be a lifesaver. Discover more about our online loans and the app that makes things easy.

Need a cash advance? There’s an app for that!

The Net Pay Advance app pays you money before payday.

Created to help people handle surprise bills, the Net Pay Advance app pays people real money. Thanks to modern technology, there’s a solution for getting paid before payday.

This app helps you make it from one payday to the next by giving you access to a portion of your paycheck a few days early. That way, if you need say around $500 in the middle of the week and before payday, you have the option to apply for a $500 payday loan online to cover that bill.

Net Pay Advance cash advance app features

What you need to know about the Net Pay Advance app 

The Net Pay Advance app will allow you to request a cash advance to cover an upcoming expense before your next paycheck. It’s super simple and user-friendly. Plus, it takes little time to hit the ground running if you’re a first-time user.

If you’re low on money and payday can’t come soon enough, you need this cash advance app. The app pays you money to tide you over until your situation gets better. First-time users can create an account directly in the app and even apply. For me, start-to-finish took about five minutes from download to account set up. I received an instant decision – I didn’t have to wait around nervously.

I value my time, especially when I’m on my phone. With the simplicity of this mobile app, I could take care of my online loan application straight from my phone without any extra work.

Watch her use the app to apply for an online payday loan for an emergency expense.

This app makes getting paid easy. With simple navigation and intuitive design, no learning curve is required. And it pays money quickly!

It’s made for people who like things to be simple. I can confidently say the Net Pay Advance app really works. But don’t just take my word for it. You can read their 8,000+ 5-star reviews. The cash advance app lets you manage your loan on your mobile device.  It’s easy to use your smartphone or tablet!

For now, only Apple users can apply for loans through the app. Using my iPhone, I received my money and paid it back all in the app. I love the convenience of completing the process from start-to-finish all in one place!

Who is the Net Pay Advance app good for?

This cash advance app is a good option for someone with a steady paycheck who needs some extra cash. It’s best suited for someone in need of money to cover a shortfall or surprise bill. I’d also suggest it for people who value on-the-go convenience and reliable security — this app’s bread and butter.

The app lends a few hundred up to a couple thousand dollars, depending on location and eligibility. It delivers the money straight to your checking account with no credit needed. The loans are only offered to qualifying users. To qualify, you must meet the app’s requirements for income, banking, and identity verification. To confirm your eligibility, the app will scan some information including your checking account history to see that you have recurring deposits.

Be aware that loan terms, extension period, return, etc., may differ by loan type and location.

One major commonality across the board is that there is no hard credit check. Now, isn’t that wonderful? Your credit shouldn’t be a hindrance when trying to get an online loan.

If you qualify for the loan, you will receive your money the same day if you have a valid debit card on file. Otherwise, your funds will be direct deposited the next business day. It’s super fast.

Why I like the Net Pay Advance app

What I like is that the app doesn’t require a hard credit check. I prefer a lender that doesn’t judge my credit history.

It gives me the peace-of-mind that I’ll get approved without any hiccups. Seeing this was a nice touch that I don’t often see in other apps.

My personal favorite feature of this app is the design of the dashboard. Like a traditional banking app, it shows you your current account balance. But from the dashboard, I can pay my balance and I can change my due date by a few days — no questions asked.

Unlike the few loan providers that offer extensions, I can do this without a time-consuming phone call. This is great for me because I don’t have to stress over giving an explanation to a human.

I felt like the app was designed with me in mind. I connected with the option to request an extension. That feature made me more comfortable using this app. For that reason, I’m keeping the app around. It worked well, and I trust it to deliver again when I need additional help.

Extend your online payday loan due date without having to extend your legs. Request a free loan extension using the app.

I was offered a 3-day extension since mine was a single-pay loan. Those with an installment loan or line of credit are offered a 5-day extension.

I recommend you peak at their comparison chart to see what features are available in your area. It can show you what options are available to you.

Single pay loan

(Currently available to residents of California only)

Learn more

Eligible amounts

$100–$255


Loan term

7–31 days (before it must be rolled over or bought down)


Payment extension

3 days


Credit check

No hard credit check


Return fee

$15


Can you receive multiple return fees?

No


Late fee

N/A


Does the minimum payment decrease my principal balance?

No


How often will a payment be due?

Every payday


Do we accept partial payments?

No

Installment loan

(Currently available to residents of Texas only)

Learn more

Eligible amounts

$100–$1,200


Loan term

180 days – due dates determined by customer pay dates


Payment extension

5 days


Credit check

No hard credit check


Return fee

$30


Can you receive multiple return fees?

Yes, one for every returned ACH


Late fee

Yes, $7.50 on the 11th day past due


Does the minimum payment decrease my principal balance?

Yes


How often will a payment be due?

Every payday


Do we accept partial payments?

Yes

Line of credit

(Currently available to residents of Kansas, Missouri, and Utah)

Learn more

Eligible amounts

Minimum amount varies by location. Up to $3,000


Loan term

Open-ended loan, no end date. Requires at least minimum statement payment on due date


Payment extension

5 days


Credit check

No hard credit check


Return fee

N/A


Can you receive multiple return fees?

No


Late fee

Yes, up to $10


Does the minimum payment decrease my principal balance?

Yes


How often will a payment be due?

Statement minimum payment due every payday; however, there’s no set date that loan must be repaid in full


Do we accept partial payments?

Yes

Finally, someone is picking up on my habits

I’m on my phone non-stop. Please, don’t judge.

Anyway, I often gravitate to tasks I can get done on my phone. With this app, I can get paid when I need to without ever touching a computer. That’s a big deal for me! Everything I need to access is available in the Net Pay Advance mobile app. 

The bottom line with apps like this one: It’s not uncommon to find yourself short on money. When that happens, you should have a plan and an ally. Download this app and save it for when you need convenient and fast access to cash. You’ll save yourself time and worry with this app. 

You can’t put a price tag on peace-of-mind. Apps like the Net Pay Advance cash advance app help you break free from money stress and reset your financial picture. By using a cash advance, you can avoid late or overdraft fees weighing you down and reset your financial situation.

Take my word for it. Download this app and share your experience with me.

Fast funds at your fingertips. Your loans to go. Download the Net Pay Advance cash advance app from Google Play or the AppStore.

I’d love to hear what you think. Drop me a quick review in the comments below.  

Net Pay Advance is a licensed loan provider, locally owned and operated in Wichita, Kansas. Our No. 1 priority is helping you, the customer, by providing access to the cash you need and helping support financial independence goals with valuable, informational, and entertaining content. Stay up-to-date on our posts by following the Net Pay Advance Facebook, Instagram, and Twitter pages. Our organization is committed to transparency; learn more about our authors and editorial policy. The information provided within this blog is for educational purposes only and should not be construed as financial or legal advice. Please contact us if you have any questions.

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