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If this sounds like an environment you will thrive in,
check out the opportunity below:


Associate Data Scientist / Data Analyst

As an Associate Data Scientist / Data Analyst, you will be required to provide accurate and timely data support, analysis and maintenance using statistical math and algorithms on a variety of reports, charts, models and projects that have a direct impact on all aspects of Net Pay Advance, Inc.


  • Reports to Director of Analytics


  • Contribute using SQL and R or Python languages to the design, development, and maintenance of ongoing metrics, reports, analyses, dashboards, etc. to drive key business decisions.
  • Find, clean, and integrate data into usable and helpful information.
  • Identifies and utilizes data analysis and measurements effectively to identify performance trends, shortfalls.
  • Identify campaigns, strategies, and processes that drive highest results.
  • Turn data into insight: segment, cluster, model and mine to better understand behaviors and trends.
  • Analyze why things happened and predict what could happen in the future based on data.
  • Identify gaps in current data systems, drive and contribute to development of systems to bridge gap.
  • Plans and executes ongoing strategies including maximization of technologies and processes.
  • Responding with urgency to high priority requests from senior business leaders.
  • Adhere to professional conduct standards as defined by company guidelines.
  • Take initiative to make things better and provide solutions for challenges.
  • Demonstrate commitment to continued personal and professional improvement.
  • Supports management and advocates in day-to-day operations.
  • Anticipate operational needs based on volume/expansion and make recommendations.
  • Drive change – produce clear, understandable visualizations and reports to share with Senior Management.


  • BS, MS or PhD in Computer Science, Statistics, Applied Mathematics, or a related field (with 3 years of experience preferred).
  • In depth knowledge and understanding of underwriting desired.
  • Background in data mining, machine learning, statistical analysis, and modeling.
  • Strong SQL abilities and experience with massive relational database systems.
  • Programming skills in R or Python and experience with related machine learning packages.
  • Proven track record of assisting business decisions with accurate data and analysis.


  • Ability to produce significant output with minimal waste of effort.
  • Plans, organizes and schedules time in an efficient, productive manner.
  • Ability to structure and process qualitative or quantitative data and draw insightful conclusions from it. Exhibits a probing mind and achieves penetrating insights.
  • Doesn’t let crucial details slip through the cracks or derail a project.
  • Reaches out to peers and cooperates with supervisors to establish an overall collaborative working relationship.
  • Ability to communicate well, including the ability to take complex topics and create relatable narratives for different audiences.
  • A decisive individual with excellent organizational skills and the ability to multi-task effectively



The above statements are intended to describe the general nature and level of work performed by advocates assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel in this position.

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Loans approved before 5:30 PM PT today will be deposited on Tuesday, July 7, 2020.

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Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.